Term Loans

The traditional way to grow your business

Only takes 5 minutes and doesn't impact your credit score

Loan Amount

Up to $600,000

Time to Fund

As Soon As 24 Hours

Loan Terms

Interest Rate

Up to 7 Years

Varies

What are Term Loans?

A business term loan is a stable, flexible way to get more working capital, grow your business, and build your credit. This is a simple small business financing solution that can help you achieve your goals.

A business term loan is a great option for businesses that need a short-term infusion of cash. The interest rate can be fixed or variable, and tends to be lower than the rates for other types of financing. This makes it a great option for businesses that need to borrow money quickly but don't want to pay high interest rates.

The Benefits Of Term Loans

A term loan can be a good option for businesses that need to purchase new assets or equipment. The opportunity to grow your operations and the revenue you earn will help you pay back the loan.

Term loans are a great option for businesses that need short-term financing. They offer low rates and flexible repayment terms, which can make it easier for your business to get the money it needs without becoming too burdened.

A term loan can be a great way to build your small business credit. By making your payments on time, you can show lenders that you are a responsible borrower and increase your chances of being approved for future loans.

Minimum Qualifications for Term Loans

Credit Score

550+

Monthly Revenue

$10,000+

Time in Business

2+ Years

Ready to grow your business?

Start your free application now.

Give Us A Call

© EZ Capital 2026. All rights reserved.

Fulfillment Policy | Privacy Policy | Terms and Conditions of Service

EZ Capital is a financial technology company, not a bank. Business financing is provided by EZ Capital and/or its partners.

All applications are subject to approval. Additional fees may apply.

Certain financing products and/or services may not be available in certain states.

Business Financing

By Types

By Use Case

Resources

FAQs

Blog

Contacts

Sales Hotline

(929) 230-1888

Customer Support

(332) 230- 0606

help@ezcapital.com

349 5th Ave, Fl 3 New York, NY 10016