SBA Loans
The affordable business loans that are partially guaranteed by the federal government.


Only takes 5 minutes and doesn't impact your credit score



Loan Amount
Up to $5,000,000






Time to Fund
4-6 weeks After Approval
Loan Terms
Interest Rate
10-30 years
Prime+
SBA 7(a) Loans
SBA 7(a) loans are SBA’s most common loan program. The loan amounts on the 7A program could go up to $5 million.
Its long terms and flexibility makes it attractive to business owners since it can alleviate most of their business necessities, thereby making loans more manageable.
The SBA 7(a) loan can be used to purchase or lease equipment and machinery, inject working capital into your business, refinance existing debt, purchase an existing business, purchase furniture, renovate, acquire real estate, fulfill seasonal inventory needs, and much more.




The Benefits of SBA Loans
Competitive interest rates








Competitive zero down payment possible
Higher loan amount available
Partially backed by the government
Minimum Qualifications for SBA Loans


Credit Score
650+ Lower Considered


Time in Business
2+ Years startups considered with strong collateral, experience, and personal sponsorship
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EZ Capital is a financial technology company, not a bank. Business financing is provided by EZ Capital and/or its partners.
All applications are subject to approval. Additional fees may apply.
Certain financing products and/or services may not be available in certain states.