Merchant Cash Advance

Quick access to capital with no collateral required.

Only takes 5 minutes and doesn't impact your credit score

Loan Amount

Up to $750,000

Time to Fund

As Soon As 24 Hours

Loan Terms

Factor Rate

Up to 18 Months

Varies

What Is a Merchant Cash Advance (MCA)?

A merchant cash advance is an advance of capital repaid using future earnings deposited into a business‘ merchant account.

Merchant cash advances are best for small businesses that need capital immediately to cover cash-flow shortages or short-term expenses. Merchant cash advances can be a great option for businesses that have high credit card sales volume, need funding quickly, and may not qualify for other small business loans. This type of financing can help businesses get the money they need to cover short-term expenses or to tide them over until they can get a traditional bank loan.

When to Use Merchant Cash Advances

Businesses with bad credit scores or limited time in business

Newer businesses with limited credit history

Businesses that need cash quickly to cover unplanned expenses

Minimum Qualifications for Merchant Cash Advance

Credit Score

Bad credit OK

Monthly Revenue

$10,000+ Lowered revenue considered

Time in Business

3+ Months

Ready to grow your business?

Start your free application now.

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