Equipment Financing
A type of asset-based lending that helps business owners get the funding to purchase or lease equipment without depleting their working capital


Only takes 5 minutes and doesn't impact your credit score



Loan Amount
5,000-$5,000,000






Time to Fund
As fast as 24 hours
Loan Terms
Interest Rate
1-10 years
As low as 7.5%
What is Equipment Financing?
Equipment financing is a type of funding solution that allows businesses to acquire the necessary equipment without using up their working capital. It can be used to purchase or lease machinery, vehicles, technology, and other assets essential for business operations.
By using the equipment itself as collateral, equipment financing provides businesses with the flexibility to maintain cash flow while gaining access to the tools they need to grow and operate efficiently.
This financing option is often used by companies that require costly equipment but do not want to drain their available cash or tie up valuable capital in large upfront payments.
Equipment financing can be particularly beneficial for small and medium-sized businesses that need to expand or upgrade their equipment without taking on significant financial strain.




The Benefits of Equipment Financing
Scale your business








Spread out large capital costs
No additional collateral needed
Equipment purchases may be eligible for a tax deduction
Minimum Qualifications for Equipment Financing


Credit Score
520 or higher


Time in Business
0-12 months minimum
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EZ Capital is a financial technology company, not a bank. Business financing is provided by EZ Capital and/or its partners.
All applications are subject to approval. Additional fees may apply.
Certain financing products and/or services may not be available in certain states.